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Your home is one of your largest investments. You want comprehensive coverage tailored to your individual home and possessions. American Pride Insurance offers quality, basic coverage with many standard features, plus a full array of coverage options to enhance your protection.

API Homeowners Policy Protects:

Your Home
Detached Structures, such as a garage or shed.
Personal Belongings, including furniture, clothing, appliances and much more.
Loss of Use, for living expenses, when the home is damaged and uninhabitable.
Personal Liability, that protects you and your family against a claim of lawsuit if someone is injured or their property is damaged while at your home.

Unmatched Selection of Coverage Options:

Contents Replacement. Provides full replacement cost for personal belongings.
Additional Replacement Cost Protection. Provides the extra insurance you need to rebuild your house if your coverage amount is inadequate.
Personal Injury. Protects you against libel and slander.
Identity Fraud. Covers expenses incurred with identity theft.

We’ll Be There When You Need Us

API is dedicated to providing you with exceptional service:
Fast, efficient claim handling around the clock, 365 days a year
After hours emergency response team will be onsite with hours of a serious loss
Visit our informative Claim Service section for tips on protecting your home. Check out our Home Maintenance Guide, Vacation Checklist, and Pool Safety & Maintenance Checklist.
When hurricanes, tornados, wildfires, earthquakes and hailstorms strike API is ready with our nationally recognized catastrophe response service. It includes onsite response teams, mobile technology and a fleet of custom-built vehicles.
Fast, fair and reliable claims payment

Get Maximum Value with Competitive Pricing
and Money-Saving Discounts


API Homeowners Insurance is competitively priced. We offer great value with many money-saving discounts:
New or renovated home discount
Multi-policy discount when you insure both your auto and home with API (available in most states)
Claim free discount (available in most states)
Security discounts for homes equipped with:
• Smoke detectors
• Dead bolts
• Fire extinguishers or alarm systems

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